Loan Officer Location
About Me
Loan Officer · NMLS 849229
With over 29 years in the mortgage industry, Keith Williams stands as a beacon of client satisfaction and knowledge. Having originated thousands of primary, secondary, and investment properties, he possesses a wealth of expertise unmatched in his field. Keith's commitment to excellence is evident in his dedication to adding the extra effort, ensuring transparent communication, and delivering swift responses to his clients' needs and concerns. His unwavering professionalism and deep understanding of the industry make him an indispensable asset to any team.
Whether navigating complex transactions or providing guidance through challenging situations, Keith's clients can rely on him to provide unparalleled service, authenticity, and expertise. In an ever-evolving industry, Keith remains a steadfast leader, continuously exceeding expectations and setting the standard for excellence at every turn.
My Location
Pinellas 2424 Enterprise Road Suite G Office #100 & 101, Clearwater, FL 33763
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Keith Williams's
OVERALL RATING
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"Keith was and..."
Keith was and still is very professional and knowledgeable with a soft warm heart for his clients.
Jessica
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"fast and..."
fast and efficient loan transaction
Michael
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"BLUF: Mr...."
BLUF: Mr. Williams is a valuable asset to your organization, however I'm sure everyone is aware of excellent quality and commitment he posses. Keeping his clients informed through communication written and verbal are inherent in his Customer Service DNA. He epitomizes and exudes customer service. Through this process we were well informed throughout all the stages, and he was instrumental in ensuring a smooth transition from one process to the next. We are grateful to you for all that you have done for us and should be commended for "Job Well Done."
Frederick
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Loan Program View
LOAN PROGRAMS
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Reverse MortgagesA reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. A Home Equity Conversion Mortgage (HECM), the most common type of reverse mortgage, is a special type of home loan only for homeowners who are 62 and older. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don't make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month and the balance grows. With a reverse mortgage loan, homeowners are required to pay property taxes and homeowners insurance, use the property as their principal residence, and keep their house in good condition.1 American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. 1. https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
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ConventionalIndustry standard loan programs with purchase and refinance options for most borrowers. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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FHAInsured by the Federal Housing Administration, these loans are a great option for homebuyers looking to put the minimum amount down as possible, homeowners looking for simple refinance options, and for borrowers with less than perfect credit.
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VAJust for veterans and surviving spouses! Finance up to 100% of your new home’s value with no money down, and no private mortgage insurance; or refinance your home quickly and easily with minimal paperwork.